Banking That Works For You
Built Around You.
Open an account in minutes, manage your money effortlessly, and grow your wealth with expert guidance from FIRST TRUST BANK where security meets opportunity.
Comprehensive Banking Services Designed for Every Stage of Life
From everyday banking to complex investments, we have the products and expertise to help you achieve your financial goals.
Personal Banking
Savings accounts, checking, debit cards, and online banking all in one place, built around your personal financial life.
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Corporate accounts, payroll solutions, business loans, and merchant services to keep your company financially strong.
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Competitive mortgage rates, flexible repayment plans, and expert guidance to help you own the home you deserve.
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Fixed deposits, mutual funds, treasury bills, and portfolio management services for smart wealth creation.
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Life, health, and property insurance plans integrated with your banking relationship for total peace of mind.
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Mobile app, USSD banking, instant transfers, and real-time notifications bank anywhere, anytime, 24/7.
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25 Years of Financial Excellence & Trust
Since our founding, we have been committed to delivering financial solutions that genuinely work for our customers combining the stability of a legacy institution with the agility of modern banking.
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Bank-Grade Security 256-bit SSL encryption, two-factor authentication, and 24/7 fraud monitoring on every account.
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24/7 Support Phone, chat, and in-branch support around the clock. A real human answers every call.
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Fully Regulated & Compliant Licensed by the Federal Reserve, FDIC-insured, and compliant with all international AML standards.
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Competitive Rates Industry-leading savings rates and transparent fees with no hidden charges ever.
Choose the Account That Fits Your Life
Transparent fees, real benefits, and rates that reward you for saving. Open your account online in under 5 minutes.
Smart Saver
Perfect for building your emergency fund and personal savings.
- No minimum balance required
- Free debit card included
- Online & mobile banking
- Up to 6 free withdrawals/month
Premier Current
Ideal for daily transactions, business operations, and frequent payments.
- Unlimited free transactions
- Premium metal debit card
- Overdraft protection included
- Cheque book facility
- Dedicated relationship manager
Growth Deposit
Lock in higher returns with our guaranteed fixed deposit plans.
- Terms from 30 days to 5 years
- Guaranteed fixed returns
- Auto-renewal option
- Monthly interest payout option
- FDIC insured up to $250,000
Smart Financing for Every Goal
Flexible loan products with competitive rates, fast approvals, and repayment terms designed around your income and needs.
Home Loan
Make your dream home a reality with our flexible mortgage solutions and up to 30-year repayment terms.
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Car Loan
Drive off the lot today with instant pre-approval and repayment plans that fit your monthly budget.
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Personal Loan
Cover any personal expense medical, education, or travel with instant approval and no collateral required.
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Business Loan
Scale your business with working capital, equipment financing, and tailored SME loan packages.
Apply NowYour Bank in the Palm of Your Hand
The FIRST TRUST BANK mobile app gives you complete control of your finances from anywhere. Check balances, transfer funds, pay bills, and apply for loans all in one beautifully designed app.
What Our Customers Are Saying
Real stories from real customers who have experienced the FIRST TRUST BANK difference.
FIRST TRUST BANK home loan process was remarkably smooth. Their team guided me at every step, and I got the keys to my dream home within three weeks of applying. I couldn't be happier.
I opened a Fixed Deposit account for my retirement savings, and the rate offered beat every competitor I checked. The mobile app makes it so easy to track my growth.
Running my small business was so much easier once I switched to the business account. The payroll tools, zero transaction fees, and dedicated manager have saved me hours every month.
Stay Informed with Financial Insights
Fed Rate Decision: What It Means for Your Savings Account
The Federal Reserve held rates steady this quarter. Here's how that decision directly impacts the interest you earn on deposits.
Read Article
Introducing Instant Cross-Border Transfers with Zero Fees
Launching a new international transfer feature allowing customers to send money globally in seconds with no hidden charges.
Read Article
5 Steps to Build a Six-Month Emergency Fund in 2026
Financial advisors share actionable strategies for creating a robust safety net, no matter where you are in your savings journey.
Read ArticleReady to Take Control of Your Financial Future?
Join over 2 million customers who trust FIRST TRUST BANK to safeguard, grow, and manage their money every single day.