{"id":34,"date":"2026-09-07T13:57:35","date_gmt":"2026-09-07T13:57:35","guid":{"rendered":"https:\/\/firsttrust.site\/privacy-policy-2\/"},"modified":"2026-09-07T13:57:35","modified_gmt":"2026-09-07T13:57:35","slug":"privacy-policy-2","status":"publish","type":"page","link":"https:\/\/firsttrust.site\/pt\/privacy-policy-2\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<script>(function(){try{var t=localStorage.getItem('fc-theme');if(t==='dark')document.documentElement.setAttribute('data-fc-theme','dark');}catch(e){}}());<\/script>\n\n<header class=\"fc-header fc-header--transparent\" id=\"fc-header\" role=\"banner\">\n  <div class=\"fc-container\">\n    <div class=\"fc-header__inner\">\n\n      <!-- \u2500\u2500 Logo \u2500\u2500 -->\n      <a href=\"https:\/\/firsttrust.site\/pt\/\" class=\"fc-header__logo\" aria-label=\"FundCore Bank \u2014 Back to homepage\">\n                  <div class=\"fc-header__logo-mark\">\n            <svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n              <path d=\"M3 9l9-7 9 7v11a2 2 0 01-2 2H5a2 2 0 01-2-2z\"\/>\n              <polyline points=\"9 22 9 12 15 12 15 22\"\/>\n            <\/svg>\n          <\/div>\n              <\/a>\n\n      <!-- \u2500\u2500 Sign In (direct flex child so it can sit between logo and hamburger on mobile) \u2500\u2500 -->\n            <button type=\"button\" class=\"fc-btn fc-btn-primary fc-btn-sm fc-header__cta\" id=\"fc-signin-trigger\" aria-haspopup=\"dialog\">\n        <svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" style=\"margin-right:6px;flex-shrink:0;\">\n          <path d=\"M20 21v-2a4 4 0 00-4-4H8a4 4 0 00-4 4v2\"\/><circle cx=\"12\" cy=\"7\" r=\"4\"\/>\n        <\/svg>\n        Sign In\n      <\/button>\n      \n      <!-- \u2500\u2500 Actions \u2500\u2500 -->\n      <div class=\"fc-header__actions\">\n        \n        <button class=\"fc-hamburger\" id=\"fc-hamburger\"\n                aria-label=\"Toggle navigation\"\n                aria-expanded=\"false\"\n                aria-controls=\"fc-nav\">\n          <span><\/span>\n          <span><\/span>\n          <span><\/span>\n        <\/button>\n      <\/div>\n\n    <\/div><!-- \/.fc-header__inner -->\n  <\/div><!-- \/.fc-container -->\n<\/header>\n\n<!-- Navigation \u2014 lives outside <header> so position:fixed on mobile is\n     relative to the viewport, not the header's backdrop-filter stacking context -->\n<nav class=\"fc-nav\" id=\"fc-nav\" role=\"navigation\" aria-label=\"Main navigation\">\n    <a href=\"https:\/\/firsttrust.site\/pt#fc-home\">Home<\/a>\n    <a href=\"https:\/\/firsttrust.site\/pt#fc-services\">Services<\/a>\n    <a href=\"https:\/\/firsttrust.site\/pt#fc-accounts\">Accounts<\/a>\n    <a href=\"https:\/\/firsttrust.site\/pt#fc-loans\">Loans<\/a>\n    <a href=\"https:\/\/firsttrust.site\/pt#fc-about\">About<\/a>\n    <a href=\"https:\/\/firsttrust.site\/pt#fc-news\">News<\/a>\n  <\/nav>\n\n<!-- Mobile slide-out overlay -->\n<div class=\"fc-nav-overlay\" id=\"fc-nav-overlay\" aria-hidden=\"true\"><\/div>\n\n<!-- \u2500\u2500 Sign In Modal \u2500\u2500 -->\n<div class=\"fc-modal-backdrop\" id=\"fc-signin-backdrop\" aria-hidden=\"true\" role=\"dialog\" aria-modal=\"true\" aria-labelledby=\"fc-signin-title\">\n  <div class=\"fc-modal\" id=\"fc-signin-modal\">\n    <button class=\"fc-modal__close\" id=\"fc-signin-close\" aria-label=\"Close sign in\">\n      <svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"><line x1=\"18\" y1=\"6\" x2=\"6\" y2=\"18\"\/><line x1=\"6\" y1=\"6\" x2=\"18\" y2=\"18\"\/><\/svg>\n    <\/button>\n\n    <div class=\"fc-modal__logo\">\n              <div class=\"fc-header__logo-mark fc-modal__logo-mark\">\n          <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n            <path d=\"M3 9l9-7 9 7v11a2 2 0 01-2 2H5a2 2 0 01-2-2z\"\/>\n            <polyline points=\"9 22 9 12 15 12 15 22\"\/>\n          <\/svg>\n        <\/div>\n          <\/div>\n\n    <!-- ===== PANEL: Sign In ===== -->\n    <div id=\"fc-modal-panel-login\">\n      <h2 class=\"fc-modal__title\" id=\"fc-signin-title\">Welcome Back<\/h2>\n      <p class=\"fc-modal__subtitle\">Sign in to your account to continue<\/p>\n\n      <form class=\"fc-signin-form\" id=\"fc-signin-form\" novalidate>\n        <div class=\"fc-form-group\">\n          <label class=\"fc-form-label\" for=\"fc-signin-email\">Email Address<\/label>\n          <div class=\"fc-input-wrap\">\n            <svg class=\"fc-input-icon\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"><path d=\"M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z\"\/><polyline points=\"22,6 12,13 2,6\"\/><\/svg>\n            <input type=\"email\" id=\"fc-signin-email\" name=\"email\" class=\"fc-input\" placeholder=\"you@example.com\" autocomplete=\"email\" required>\n          <\/div>\n        <\/div>\n\n        <div class=\"fc-form-group\">\n          <label class=\"fc-form-label\" for=\"fc-signin-password\">\n            Password\n            <button type=\"button\" id=\"fc-modal-forgot-link\" class=\"fc-form-label__link fc-form-label__btn\">Forgot password?<\/button>\n          <\/label>\n          <div class=\"fc-input-wrap\">\n            <svg class=\"fc-input-icon\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\" ry=\"2\"\/><path d=\"M7 11V7a5 5 0 0110 0v4\"\/><\/svg>\n            <input type=\"password\" id=\"fc-signin-password\" name=\"password\" class=\"fc-input\" placeholder=\"\u2022\u2022\u2022\u2022\u2022\u2022\u2022\u2022\" autocomplete=\"current-password\" required>\n            <button type=\"button\" class=\"fc-input-toggle\" id=\"fc-pw-toggle\" aria-label=\"Toggle password visibility\" tabindex=\"-1\">\n              <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"><path d=\"M1 12s4-8 11-8 11 8 11 8-4 8-11 8-11-8-11-8z\"\/><circle cx=\"12\" cy=\"12\" r=\"3\"\/><\/svg>\n            <\/button>\n          <\/div>\n        <\/div>\n\n        <p class=\"fc-signin-form__error\" id=\"fc-signin-error\" aria-live=\"polite\"><\/p>\n\n        <button type=\"submit\" class=\"fc-btn fc-btn-primary fc-signin-form__submit\" id=\"fc-signin-submit\">\n          Sign In\n        <\/button>\n      <\/form>\n\n      <div class=\"fc-dash-login-divider\"><span>or<\/span><\/div>\n      <a href=\"https:\/\/firsttrust.site\/pt\/open-account\/\" class=\"fc-btn fc-btn-outline-dark fc-dash-login-register\" id=\"fc-modal-open-account\">\n        <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M16 21v-2a4 4 0 00-4-4H5a4 4 0 00-4 4v2\"\/><circle cx=\"8.5\" cy=\"7\" r=\"4\"\/><line x1=\"20\" y1=\"8\" x2=\"20\" y2=\"14\"\/><line x1=\"23\" y1=\"11\" x2=\"17\" y2=\"11\"\/><\/svg>\n        Open a New Account\n      <\/a>\n    <\/div><!-- \/#fc-modal-panel-login -->\n\n    <!-- ===== PANEL: Forgot Password ===== -->\n    <div id=\"fc-modal-panel-forgot\" hidden>\n      <h2 class=\"fc-modal__title\">Forgot Password<\/h2>\n      <p class=\"fc-modal__subtitle\">Enter your email address and we'll send you a 6-digit verification code.<\/p>\n\n      <form id=\"fc-modal-forgot-form\" class=\"fc-signin-form\" novalidate>\n        <div class=\"fc-form-group\">\n          <label class=\"fc-form-label\" for=\"fc-modal-forgot-email\">Email Address<\/label>\n          <div class=\"fc-input-wrap\">\n            <svg class=\"fc-input-icon\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"><path d=\"M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z\"\/><polyline points=\"22,6 12,13 2,6\"\/><\/svg>\n            <input type=\"email\" id=\"fc-modal-forgot-email\" name=\"email\" class=\"fc-input\" placeholder=\"you@example.com\" autocomplete=\"email\" required>\n          <\/div>\n        <\/div>\n\n        <p class=\"fc-step-error\" id=\"fc-modal-forgot-error\" role=\"alert\"><\/p>\n\n        <button type=\"submit\" class=\"fc-btn fc-btn-primary fc-signin-form__submit\" id=\"fc-modal-forgot-submit\">\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"><line x1=\"22\" y1=\"2\" x2=\"11\" y2=\"13\"\/><polygon points=\"22 2 15 22 11 13 2 9 22 2\"\/><\/svg>\n          Send Verification Code\n        <\/button>\n      <\/form>\n\n      <div class=\"fc-dl-back-wrap\">\n        <button type=\"button\" id=\"fc-modal-forgot-back\" class=\"fc-dl-back-link\">\n          <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"><line x1=\"19\" y1=\"12\" x2=\"5\" y2=\"12\"\/><polyline points=\"12 19 5 12 12 5\"\/><\/svg>\n          Back to Sign In\n        <\/button>\n      <\/div>\n    <\/div><!-- \/#fc-modal-panel-forgot -->\n\n    <!-- ===== PANEL: OTP Verification ===== -->\n    <div id=\"fc-modal-panel-otp\" hidden>\n      <h2 class=\"fc-modal__title\">Enter Verification Code<\/h2>\n      <p class=\"fc-modal__subtitle\">We sent a 6-digit code to <strong id=\"fc-modal-otp-email-display\"><\/strong>. Enter it below.<\/p>\n\n      <div class=\"fc-otp-boxes\" id=\"fc-modal-otp-boxes\" role=\"group\" aria-label=\"One-time password\">\n        <input type=\"text\" inputmode=\"numeric\" pattern=\"[0-9]\" maxlength=\"1\" class=\"fc-otp-box\" autocomplete=\"one-time-code\" aria-label=\"Digit 1\">\n        <input type=\"text\" inputmode=\"numeric\" pattern=\"[0-9]\" maxlength=\"1\" class=\"fc-otp-box\" aria-label=\"Digit 2\">\n        <input type=\"text\" inputmode=\"numeric\" pattern=\"[0-9]\" maxlength=\"1\" class=\"fc-otp-box\" aria-label=\"Digit 3\">\n        <input type=\"text\" inputmode=\"numeric\" pattern=\"[0-9]\" maxlength=\"1\" class=\"fc-otp-box\" aria-label=\"Digit 4\">\n        <input type=\"text\" inputmode=\"numeric\" pattern=\"[0-9]\" maxlength=\"1\" class=\"fc-otp-box\" aria-label=\"Digit 5\">\n        <input type=\"text\" inputmode=\"numeric\" pattern=\"[0-9]\" maxlength=\"1\" class=\"fc-otp-box\" aria-label=\"Digit 6\">\n      <\/div>\n\n      <p class=\"fc-step-error\" id=\"fc-modal-otp-error\" role=\"alert\"><\/p>\n\n      <button type=\"button\" class=\"fc-btn fc-btn-primary fc-signin-form__submit\" id=\"fc-modal-otp-submit\">\n        <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>\n        Verify Code\n      <\/button>\n\n      <div class=\"fc-otp-resend-row\">\n        <span class=\"fc-otp-resend-hint\" id=\"fc-modal-otp-resend-hint\">Didn't get it?<\/span>\n        <button type=\"button\" id=\"fc-modal-otp-resend\" class=\"fc-dl-back-link\">Resend code<\/button>\n        <span class=\"fc-otp-countdown\" id=\"fc-modal-otp-countdown\" hidden><\/span>\n      <\/div>\n\n      <div class=\"fc-dl-back-wrap\">\n        <button type=\"button\" id=\"fc-modal-otp-back\" class=\"fc-dl-back-link\">\n          <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"><line x1=\"19\" y1=\"12\" x2=\"5\" y2=\"12\"\/><polyline points=\"12 19 5 12 12 5\"\/><\/svg>\n          Back to Sign In\n        <\/button>\n      <\/div>\n    <\/div><!-- \/#fc-modal-panel-otp -->\n\n    <!-- ===== PANEL: Reset Password ===== -->\n    <div id=\"fc-modal-panel-reset\" hidden>\n      <h2 class=\"fc-modal__title\">Set New Password<\/h2>\n      <p class=\"fc-modal__subtitle\">Enter and confirm your new password below.<\/p>\n\n      <form id=\"fc-modal-reset-form\" class=\"fc-signin-form\" novalidate>\n        <input type=\"hidden\" id=\"fc-modal-reset-token\" name=\"token\">\n\n        <div class=\"fc-form-group\">\n          <label class=\"fc-form-label\" for=\"fc-modal-reset-new\">New Password<\/label>\n          <div class=\"fc-input-wrap\">\n            <svg class=\"fc-input-icon\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\" ry=\"2\"\/><path d=\"M7 11V7a5 5 0 0110 0v4\"\/><\/svg>\n            <input type=\"password\" id=\"fc-modal-reset-new\" name=\"new_password\" class=\"fc-input\" placeholder=\"Min. 8 characters\" autocomplete=\"new-password\" required>\n            <button type=\"button\" class=\"fc-input-toggle\" id=\"fc-modal-reset-toggle1\" aria-label=\"Toggle password visibility\" tabindex=\"-1\">\n              <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M1 12s4-8 11-8 11 8 11 8-4 8-11 8-11-8-11-8z\"\/><circle cx=\"12\" cy=\"12\" r=\"3\"\/><\/svg>\n            <\/button>\n          <\/div>\n        <\/div>\n\n        <div class=\"fc-form-group\">\n          <label class=\"fc-form-label\" for=\"fc-modal-reset-confirm\">Confirm New Password<\/label>\n          <div class=\"fc-input-wrap\">\n            <svg class=\"fc-input-icon\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\" ry=\"2\"\/><path d=\"M7 11V7a5 5 0 0110 0v4\"\/><\/svg>\n            <input type=\"password\" id=\"fc-modal-reset-confirm\" name=\"confirm_password\" class=\"fc-input\" placeholder=\"Repeat new password\" autocomplete=\"new-password\" required>\n            <button type=\"button\" class=\"fc-input-toggle\" id=\"fc-modal-reset-toggle2\" aria-label=\"Toggle password visibility\" tabindex=\"-1\">\n              <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M1 12s4-8 11-8 11 8 11 8-4 8-11 8-11-8-11-8z\"\/><circle cx=\"12\" cy=\"12\" r=\"3\"\/><\/svg>\n            <\/button>\n          <\/div>\n        <\/div>\n\n        <p class=\"fc-step-error\" id=\"fc-modal-reset-error\" role=\"alert\"><\/p>\n        <p class=\"fc-dl-success-msg\" id=\"fc-modal-reset-success\" hidden><\/p>\n\n        <button type=\"submit\" class=\"fc-btn fc-btn-primary fc-signin-form__submit\" id=\"fc-modal-reset-submit\">\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg>\n          Reset Password\n        <\/button>\n      <\/form>\n\n      <div class=\"fc-dl-back-wrap\">\n        <button type=\"button\" id=\"fc-modal-reset-back\" class=\"fc-dl-back-link\">\n          <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"><line x1=\"19\" y1=\"12\" x2=\"5\" y2=\"12\"\/><polyline points=\"12 19 5 12 12 5\"\/><\/svg>\n          Back to Sign In\n        <\/button>\n      <\/div>\n    <\/div><!-- \/#fc-modal-panel-reset -->\n\n    <div class=\"fc-dash-login-security\">\n      <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg>\n      256-bit SSL Encrypted \u00b7 FDIC Insured\n    <\/div>\n\n  <\/div>\n<\/div>\n\n<div class=\"fundcore-page fc-privacy-page\">\n\n  <!-- \u2500\u2500 Hero Banner \u2500\u2500 -->\n  <section class=\"fc-pp-hero\" id=\"pp-top\">\n    <div class=\"fc-container\">\n      <nav class=\"fc-pp-breadcrumb\" aria-label=\"Breadcrumb\">\n        <a href=\"https:\/\/firsttrust.site\/pt\/\">FundCore Bank<\/a>\n        <span aria-hidden=\"true\">\u203a<\/span>\n        <span>Privacy Policy<\/span>\n      <\/nav>\n      <h1>Privacy Policy<\/h1>\n      <p class=\"fc-pp-hero__sub\">How we collect, use, and protect your personal information<\/p>\n      <p class=\"fc-pp-hero__date\">Last updated: September 7, 2026<\/p>\n    <\/div>\n  <\/section>\n\n  <!-- \u2500\u2500 Main Content \u2500\u2500 -->\n  <section class=\"fc-pp-body\">\n    <div class=\"fc-container fc-pp-layout\">\n\n      <!-- Sticky Table of Contents -->\n      <aside class=\"fc-pp-toc\" aria-label=\"Table of contents\">\n        <h2>Contents<\/h2>\n        <ol>\n          <li><a href=\"#pp-overview\">Overview<\/a><\/li>\n          <li><a href=\"#pp-collection\">Information We Collect<\/a><\/li>\n          <li><a href=\"#pp-use\">How We Use Your Information<\/a><\/li>\n          <li><a href=\"#pp-sharing\">Information Sharing<\/a><\/li>\n          <li><a href=\"#pp-security\">Data Security<\/a><\/li>\n          <li><a href=\"#pp-cookies\">Cookies &amp; Tracking<\/a><\/li>\n          <li><a href=\"#pp-rights\">Your Rights &amp; Choices<\/a><\/li>\n          <li><a href=\"#pp-retention\">Data Retention<\/a><\/li>\n          <li><a href=\"#pp-children\">Children's Privacy<\/a><\/li>\n          <li><a href=\"#pp-changes\">Changes to This Policy<\/a><\/li>\n          <li><a href=\"#pp-contact\">Contact Us<\/a><\/li>\n        <\/ol>\n      <\/aside>\n\n      <!-- Policy Sections -->\n      <article class=\"fc-pp-content\">\n\n        <div class=\"fc-pp-notice\">\n          <svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"12\"\/><line x1=\"12\" y1=\"16\" x2=\"12.01\" y2=\"16\"\/><\/svg>\n          Your privacy is important to us. Please read this policy carefully to understand how FundCore Bank handles your personal information.\n        <\/div>\n\n        <!-- 1. Overview -->\n        <section id=\"pp-overview\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">1<\/span> Overview<\/h2>\n                    <p>\n            FundCore Bank (\"we,\" \"us,\" or \"our\") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our banking services, website, or mobile applications.\n          <\/p>\n          <p>\n            By opening an account, accessing our services, or using our website, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy. If you do not agree, please discontinue use of our services.\n          <\/p>\n          <p>\n            This policy applies to all customers, visitors, and users of FundCore Bank services, including online banking, mobile banking, in-branch services, and any associated products.\n          <\/p>\n                  <\/section>\n\n        <!-- 2. Information We Collect -->\n        <section id=\"pp-collection\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">2<\/span> Information We Collect<\/h2>\n                    <p>We collect information to provide, improve, and secure our banking services. The types of information we collect include:<\/p>\n\n          <h3>2.1 Personal Identification Information<\/h3>\n          <ul>\n            <li>Full legal name, date of birth, and government-issued ID numbers<\/li>\n            <li>Social Security Number or Tax Identification Number (where required by law)<\/li>\n            <li>Residential address, mailing address, and contact details<\/li>\n            <li>Email address, phone number, and emergency contact information<\/li>\n            <li>Photograph and biometric data where applicable<\/li>\n          <\/ul>\n\n          <h3>2.2 Financial Information<\/h3>\n          <ul>\n            <li>Account numbers, balances, and transaction history<\/li>\n            <li>Income, employment status, and financial profile<\/li>\n            <li>Credit history and credit score data obtained through credit bureaus<\/li>\n            <li>Investment preferences and risk tolerance<\/li>\n            <li>Loan application data and repayment history<\/li>\n          <\/ul>\n\n          <h3>2.3 Technical &amp; Usage Data<\/h3>\n          <ul>\n            <li>IP address, browser type, and operating system<\/li>\n            <li>Device identifiers and mobile device information<\/li>\n            <li>Login timestamps, session duration, and navigation patterns<\/li>\n            <li>Location data when accessing mobile banking features<\/li>\n            <li>Cookies, web beacons, and similar tracking technologies<\/li>\n          <\/ul>\n\n          <h3>2.4 Communications<\/h3>\n          <ul>\n            <li>Records of phone calls, emails, and chat sessions with our support team<\/li>\n            <li>Feedback, survey responses, and complaints<\/li>\n            <li>Social media interactions related to our services<\/li>\n          <\/ul>\n                  <\/section>\n\n        <!-- 3. How We Use Your Information -->\n        <section id=\"pp-use\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">3<\/span> How We Use Your Information<\/h2>\n                    <p>We use your personal information for the following purposes:<\/p>\n\n          <div class=\"fc-pp-grid\">\n            <div class=\"fc-pp-use-card\">\n              <div class=\"fc-pp-use-card__icon\">\n                <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><rect x=\"2\" y=\"7\" width=\"20\" height=\"14\" rx=\"2\"\/><path d=\"M16 3H8a2 2 0 00-2 2v2h12V5a2 2 0 00-2-2z\"\/><\/svg>\n              <\/div>\n              <h4>Account Management<\/h4>\n              <p>Open, maintain, and service your banking accounts, process transactions, and provide account statements.<\/p>\n            <\/div>\n            <div class=\"fc-pp-use-card\">\n              <div class=\"fc-pp-use-card__icon\">\n                <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg>\n              <\/div>\n              <h4>Security &amp; Fraud Prevention<\/h4>\n              <p>Verify your identity, detect and prevent fraudulent activity, and protect both you and the bank from financial crime.<\/p>\n            <\/div>\n            <div class=\"fc-pp-use-card\">\n              <div class=\"fc-pp-use-card__icon\">\n                <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M9 12l2 2 4-4m6 2a9 9 0 11-18 0 9 9 0 0118 0z\"\/><\/svg>\n              <\/div>\n              <h4>Regulatory Compliance<\/h4>\n              <p>Meet legal obligations, anti-money laundering requirements (AML), Know Your Customer (KYC) standards, and tax reporting requirements.<\/p>\n            <\/div>\n            <div class=\"fc-pp-use-card\">\n              <div class=\"fc-pp-use-card__icon\">\n                <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M8 12h.01M12 12h.01M16 12h.01M21 12c0 4.418-4.03 8-9 8a9.863 9.863 0 01-4.255-.949L3 20l1.395-3.72C3.512 15.042 3 13.574 3 12c0-4.418 4.03-8 9-8s9 3.582 9 8z\"\/><\/svg>\n              <\/div>\n              <h4>Customer Support<\/h4>\n              <p>Respond to your inquiries, resolve disputes, process complaints, and improve the quality of our services.<\/p>\n            <\/div>\n            <div class=\"fc-pp-use-card\">\n              <div class=\"fc-pp-use-card__icon\">\n                <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M13 2L3 14h9l-1 8 10-12h-9l1-8z\"\/><\/svg>\n              <\/div>\n              <h4>Product Improvement<\/h4>\n              <p>Analyse usage trends, develop new features, personalise your banking experience, and improve service delivery.<\/p>\n            <\/div>\n            <div class=\"fc-pp-use-card\">\n              <div class=\"fc-pp-use-card__icon\">\n                <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M3 8l7.89 5.26a2 2 0 002.22 0L21 8M5 19h14a2 2 0 002-2V7a2 2 0 00-2-2H5a2 2 0 00-2 2v10a2 2 0 002 2z\"\/><\/svg>\n              <\/div>\n              <h4>Marketing &amp; Communications<\/h4>\n              <p>Send you relevant product offers, financial tips, and service updates \u2014 always with the ability to opt out.<\/p>\n            <\/div>\n          <\/div>\n                  <\/section>\n\n        <!-- 4. Information Sharing -->\n        <section id=\"pp-sharing\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">4<\/span> Information Sharing<\/h2>\n                    <p>\n            FundCore Bank does not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information only in the following circumstances:\n          <\/p>\n\n          <h3>4.1 Service Providers<\/h3>\n          <p>We engage trusted third-party vendors to assist in delivering our services, including payment processors, IT infrastructure providers, fraud detection services, and customer support platforms. These partners are contractually obligated to protect your information and use it only for the specified purpose.<\/p>\n\n          <h3>4.2 Legal &amp; Regulatory Requirements<\/h3>\n          <p>We may disclose your information to comply with applicable laws, regulations, court orders, subpoenas, or other legal processes. This includes cooperation with law enforcement, financial regulators, and government agencies as required.<\/p>\n\n          <h3>4.3 Business Transfers<\/h3>\n          <p>In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred as part of the transaction. We will notify you before your information becomes subject to a different privacy policy.<\/p>\n\n          <h3>4.4 With Your Consent<\/h3>\n          <p>We may share your information with other parties when you have given explicit, informed consent to do so, such as linking third-party financial applications to your account.<\/p>\n\n          <h3>4.5 Credit Bureaus<\/h3>\n          <p>We report account information to credit bureaus as permitted or required by applicable law. This may include account opening, payment history, and account closure information.<\/p>\n                  <\/section>\n\n        <!-- 5. Data Security -->\n        <section id=\"pp-security\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">5<\/span> Data Security<\/h2>\n                    <p>\n            We implement industry-standard security measures to protect your personal information from unauthorised access, use, alteration, or destruction. Our security framework includes:\n          <\/p>\n          <ul>\n            <li><strong>Encryption:<\/strong> All data transmitted between your device and our servers is encrypted using TLS\/SSL protocols. Data at rest is encrypted using AES-256 encryption.<\/li>\n            <li><strong>Multi-Factor Authentication:<\/strong> We support and encourage the use of multi-factor authentication (MFA) for all account access, including biometric authentication options.<\/li>\n            <li><strong>Access Controls:<\/strong> Access to customer data is restricted to authorised personnel on a strict need-to-know basis. All access is logged and monitored.<\/li>\n            <li><strong>Regular Audits:<\/strong> We conduct regular security audits, penetration testing, and vulnerability assessments to identify and address potential weaknesses.<\/li>\n            <li><strong>Incident Response:<\/strong> We maintain a formal incident response plan and will notify you promptly in the event of a data breach that may affect your personal information, in accordance with applicable laws.<\/li>\n          <\/ul>\n          <p>While we take robust measures to protect your information, no method of transmission over the internet is 100% secure. We encourage you to protect your account credentials and report any suspicious activity immediately.<\/p>\n                  <\/section>\n\n        <!-- 6. Cookies & Tracking -->\n        <section id=\"pp-cookies\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">6<\/span> Cookies &amp; Tracking Technologies<\/h2>\n                    <p>We use cookies and similar tracking technologies to enhance your experience on our website and online banking portal. Types of cookies we use include:<\/p>\n\n          <div class=\"fc-pp-table-wrap\">\n            <table class=\"fc-pp-table\">\n              <thead>\n                <tr>\n                  <th>Cookie Type<\/th>\n                  <th>Purpose<\/th>\n                  <th>Duration<\/th>\n                <\/tr>\n              <\/thead>\n              <tbody>\n                <tr>\n                  <td><strong>Essential<\/strong><\/td>\n                  <td>Required for core banking functionality, security, and session management. Cannot be disabled.<\/td>\n                  <td>Session<\/td>\n                <\/tr>\n                <tr>\n                  <td><strong>Functional<\/strong><\/td>\n                  <td>Remember your preferences such as language, currency display, and theme settings.<\/td>\n                  <td>1 year<\/td>\n                <\/tr>\n                <tr>\n                  <td><strong>Analytics<\/strong><\/td>\n                  <td>Aggregate usage data to help us improve site performance and user experience.<\/td>\n                  <td>Up to 2 years<\/td>\n                <\/tr>\n                <tr>\n                  <td><strong>Marketing<\/strong><\/td>\n                  <td>Used to deliver relevant advertisements and track campaign effectiveness. Subject to your consent.<\/td>\n                  <td>Up to 1 year<\/td>\n                <\/tr>\n              <\/tbody>\n            <\/table>\n          <\/div>\n\n          <p>You can manage cookie preferences through your browser settings. Disabling non-essential cookies may affect some features of our website.<\/p>\n                  <\/section>\n\n        <!-- 7. Your Rights -->\n        <section id=\"pp-rights\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">7<\/span> Your Rights &amp; Choices<\/h2>\n                    <p>Depending on your jurisdiction, you may have the following rights regarding your personal information:<\/p>\n\n          <ul>\n            <li><strong>Right to Access:<\/strong> Request a copy of the personal information we hold about you.<\/li>\n            <li><strong>Right to Correction:<\/strong> Request correction of inaccurate or incomplete information.<\/li>\n            <li><strong>Right to Deletion:<\/strong> Request deletion of your personal information, subject to legal and regulatory retention requirements.<\/li>\n            <li><strong>Right to Portability:<\/strong> Receive your data in a structured, machine-readable format and transfer it to another provider.<\/li>\n            <li><strong>Right to Object:<\/strong> Object to the processing of your personal information for marketing purposes at any time.<\/li>\n            <li><strong>Right to Restrict:<\/strong> Request that we limit how we use your information in certain circumstances.<\/li>\n            <li><strong>Opt Out of Marketing:<\/strong> Unsubscribe from promotional emails at any time by clicking the \"unsubscribe\" link or contacting us directly.<\/li>\n          <\/ul>\n\n          <p>To exercise any of these rights, please contact us using the details in Section 11. We will respond to verified requests within 30 days. Note that some rights may be limited where we have legitimate legal or regulatory obligations to retain your data.<\/p>\n                  <\/section>\n\n        <!-- 8. Data Retention -->\n        <section id=\"pp-retention\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">8<\/span> Data Retention<\/h2>\n                    <p>\n            We retain your personal information for as long as your account is active or as needed to provide you with services. After account closure, we retain records in accordance with applicable banking regulations and legal requirements, which typically require retention for a minimum of 7 years. Anonymised or aggregated data may be retained indefinitely for analytical purposes.\n          <\/p>\n          <p>\n            We will securely delete or anonymise your personal information when it is no longer required for the purposes for which it was collected or to meet our legal obligations.\n          <\/p>\n                  <\/section>\n\n        <!-- 9. Children's Privacy -->\n        <section id=\"pp-children\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">9<\/span> Children's Privacy<\/h2>\n                    <p>\n            Our banking services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately and we will take steps to delete such information.\n          <\/p>\n          <p>\n            Joint or custodial accounts opened for minors by a legal guardian are subject to the guardian's consent and the applicable account terms.\n          <\/p>\n                  <\/section>\n\n        <!-- 10. Changes -->\n        <section id=\"pp-changes\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">10<\/span> Changes to This Policy<\/h2>\n                    <p>\n            We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:\n          <\/p>\n          <ul>\n            <li>Update the \"Last updated\" date at the top of this page<\/li>\n            <li>Send an email notification to your registered email address<\/li>\n            <li>Display a prominent notice in your online banking portal for at least 30 days<\/li>\n          <\/ul>\n          <p>Your continued use of our services after the effective date of any changes constitutes your acceptance of the updated Privacy Policy. We encourage you to review this policy periodically.<\/p>\n                  <\/section>\n\n        <!-- 11. Contact -->\n        <section id=\"pp-contact\" class=\"fc-pp-section\">\n          <h2><span class=\"fc-pp-section__num\">11<\/span> Contact Us<\/h2>\n                    <p>If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:<\/p>\n\n          <div class=\"fc-pp-contact-grid\">\n            <div class=\"fc-pp-contact-card\">\n              <div class=\"fc-pp-contact-card__icon\">\n                <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M3 8l7.89 5.26a2 2 0 002.22 0L21 8M5 19h14a2 2 0 002-2V7a2 2 0 00-2-2H5a2 2 0 00-2 2v10a2 2 0 002 2z\"\/><\/svg>\n              <\/div>\n              <h4>Email<\/h4>\n              <a href=\"mailto:info@fundcorebank.com\">info@fundcorebank.com<\/a>\n            <\/div>\n            <div class=\"fc-pp-contact-card\">\n              <div class=\"fc-pp-contact-card__icon\">\n                <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M22 16.92v3a2 2 0 01-2.18 2 19.79 19.79 0 01-8.63-3.07A19.5 19.5 0 013.07 9.81 19.79 19.79 0 01.87 2.82 2 2 0 012.87.64h3a2 2 0 012 1.72 12.84 12.84 0 00.7 2.81 2 2 0 01-.45 2.11L7.09 8.91a16 16 0 006 6l1.27-1.27a2 2 0 012.11-.45 12.84 12.84 0 002.81.7A2 2 0 0122 16.92z\"\/><\/svg>\n              <\/div>\n              <h4>Phone<\/h4>\n              <a href=\"tel:+18003863267\">+1 (800) 386-3267<\/a>\n            <\/div>\n            <div class=\"fc-pp-contact-card\">\n              <div class=\"fc-pp-contact-card__icon\">\n                <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><path d=\"M21 10c0 7-9 13-9 13s-9-6-9-13a9 9 0 0118 0z\"\/><circle cx=\"12\" cy=\"10\" r=\"3\"\/><\/svg>\n              <\/div>\n              <h4>Address<\/h4>\n              <address>1 Financial Plaza, New York, NY 10004<\/address>\n            <\/div>\n          <\/div>\n\n          <p style=\"margin-top: 2rem;\">\n            For urgent security concerns or to report suspected fraud, please call our 24\/7 fraud hotline at <strong>+1 (800) 386-3267<\/strong> or visit the nearest FundCore Bank branch.\n          <\/p>\n                  <\/section>\n\n        <!-- Back to top -->\n        <div class=\"fc-pp-back-top\">\n          <a href=\"#pp-top\" class=\"fc-pp-back-btn\">\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\"><polyline points=\"18 15 12 9 6 15\"\/><\/svg>\n            Back to top\n          <\/a>\n          <a href=\"https:\/\/firsttrust.site\/pt\/open-account\/\" class=\"fc-btn fc-btn-primary\">Open an Account<\/a>\n        <\/div>\n\n      <\/article>\n    <\/div>\n  <\/section>\n\n<\/div><!-- \/.fc-privacy-page -->\n\n\n<div class=\"fc-footer\" role=\"contentinfo\">\n\n  <!-- \u2500\u2500 Main Footer \u2500\u2500 -->\n  <div class=\"fc-footer__main\">\n    <div class=\"fc-container\">\n      <div class=\"fc-footer__grid\">\n\n        <!-- Brand Column -->\n        <div class=\"fc-footer__brand\">\n          <a href=\"https:\/\/firsttrust.site\/pt\/\" class=\"fc-footer__logo-link\" aria-label=\"FundCore Bank \u2014 back to homepage\">\n                          <div class=\"fc-footer__logo-mark\">\n                <svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\">\n                  <path d=\"M3 9l9-7 9 7v11a2 2 0 01-2 2H5a2 2 0 01-2-2z\"\/>\n                  <polyline points=\"9 22 9 12 15 12 15 22\"\/>\n                <\/svg>\n                <span>FundCore Bank<\/span>\n              <\/div>\n                      <\/a>\n\n          <p class=\"fc-footer__tagline\">Banking That Works For You<\/p>\n\n          \n          <a href=\"https:\/\/firsttrust.site\/pt\/open-account\/\" class=\"fc-footer__cta\">\n            Open an Account\n            <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M5 12h14M12 5l7 7-7 7\"\/><\/svg>\n          <\/a>\n        <\/div>\n\n        <!-- Link Columns -->\n                <div class=\"fc-footer__col\">\n          <h4 class=\"fc-footer__col-title\">Quick Links<\/h4>\n          <ul class=\"fc-footer__links\" role=\"list\">\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-home\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Home              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-services\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Services              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-accounts\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Accounts              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-loans\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Loans              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-about\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                About Us              <\/a>\n            <\/li>\n                      <\/ul>\n        <\/div>\n                <div class=\"fc-footer__col\">\n          <h4 class=\"fc-footer__col-title\">Our Services<\/h4>\n          <ul class=\"fc-footer__links\" role=\"list\">\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-accounts\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Savings Account              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-accounts\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Fixed Deposit              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-loans\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Personal Loans              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-loans\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Home Loans              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-loans\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Business Loans              <\/a>\n            <\/li>\n                      <\/ul>\n        <\/div>\n                <div class=\"fc-footer__col\">\n          <h4 class=\"fc-footer__col-title\">Company<\/h4>\n          <ul class=\"fc-footer__links\" role=\"list\">\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-about\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                About Us              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"https:\/\/firsttrust.site\/pt#fc-news\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                News &amp; Updates              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"\/privacy-policy\/\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Privacy Policy              <\/a>\n            <\/li>\n                        <li>\n              <a href=\"\/terms\/\"\n                 class=\"fc-footer__link\"\n                 >\n                <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M9 18l6-6-6-6\"\/><\/svg>\n                Terms of Service              <\/a>\n            <\/li>\n                      <\/ul>\n        <\/div>\n        \n        <!-- Contact Column -->\n                <div class=\"fc-footer__col\">\n          <h4 class=\"fc-footer__col-title\">Contact Us<\/h4>\n          <ul class=\"fc-footer__links fc-footer__contact\" role=\"list\">\n\n                        <li class=\"fc-footer__contact-item\">\n              <svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" aria-hidden=\"true\">\n                <path d=\"M22 16.92v3a2 2 0 01-2.18 2 19.79 19.79 0 01-8.63-3.07A19.5 19.5 0 014.69 11.8a19.79 19.79 0 01-3.07-8.67A2 2 0 013.6 1h3a2 2 0 012 1.72 12.84 12.84 0 00.7 2.81 2 2 0 01-.45 2.11L8.09 8.91a16 16 0 006 6l1.27-1.27a2 2 0 012.11-.45 12.84 12.84 0 002.81.7A2 2 0 0122 16.92z\"\/>\n     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13s-9-6-9-13a9 9 0 0118 0z\"\/>\n                <circle cx=\"12\" cy=\"10\" r=\"3\"\/>\n              <\/svg>\n              <span>1 Financial Plaza, New York, NY 10004<\/span>\n            <\/li>\n            \n          <\/ul>\n        <\/div>\n        \n      <\/div><!-- \/.fc-footer__grid -->\n    <\/div><!-- \/.fc-container -->\n  <\/div><!-- \/.fc-footer__main -->\n\n  <!-- \u2500\u2500 Divider \u2500\u2500 -->\n  <div class=\"fc-footer__divider\"><\/div>\n\n  <!-- \u2500\u2500 Bottom Bar \u2500\u2500 -->\n  <div class=\"fc-footer__bottom\">\n    <div class=\"fc-container\">\n      <div class=\"fc-footer__bottom-inner\">\n\n        <p class=\"fc-footer__copy\">\u00a9 2026 FundCore Bank. All rights reserved.<\/p>\n\n                <div class=\"fc-footer__badges\">\n          <div class=\"fc-footer__badge\">\n            <svg width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" aria-hidden=\"true\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg>\n            FDIC Insured\n          <\/div>\n          <div class=\"fc-footer__badge\">\n            <svg width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" aria-hidden=\"true\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\" ry=\"2\"\/><path d=\"M7 11V7a5 5 0 0110 0v4\"\/><\/svg>\n            256-bit SSL\n          <\/div>\n          <div class=\"fc-footer__badge\">\n            <svg width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" aria-hidden=\"true\"><polyline points=\"9 11 12 14 22 4\"\/><path d=\"M21 12v7a2 2 0 01-2 2H5a2 2 0 01-2-2V5a2 2 0 012-2h11\"\/><\/svg>\n            PCI DSS Certified\n          <\/div>\n          <div class=\"fc-footer__badge\">\n            <svg width=\"13\" height=\"13\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"12 6 12 12 16 14\"\/><\/svg>\n            24\/7 Monitoring\n          <\/div>\n        <\/div>\n        \n      <\/div>\n    <\/div>\n  <\/div><!-- \/.fc-footer__bottom -->\n\n<\/div><!-- \/.fc-footer -->\n\n<style>\n\/* \u2500\u2500 Privacy Policy Page Styles \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fc-privacy-page {\n  background: #f8f9fc;\n  min-height: 100vh;\n}\n\n\/* Hero *\/\n.fc-pp-hero {\n  background: linear-gradient(135deg, #1a1a2e 0%, #16213e 50%, #0f3460 100%);\n  color: #fff;\n  padding: 120px 0 60px;\n  position: relative;\n  overflow: hidden;\n}\n.fc-pp-hero::before {\n  content: '';\n  position: absolute;\n  inset: 0;\n  background: url(\"data:image\/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'\/%3E%3C\/g%3E%3C\/g%3E%3C\/svg%3E\");\n}\n.fc-pp-breadcrumb {\n  font-size: 13px;\n  color: rgba(255,255,255,0.6);\n  margin-bottom: 16px;\n  display: flex;\n  align-items: center;\n  gap: 8px;\n}\n.fc-pp-breadcrumb a {\n  color: rgba(255,255,255,0.7);\n  text-decoration: none;\n}\n.fc-pp-breadcrumb a:hover { color: #fff; }\n.fc-pp-hero h1 {\n  font-family: 'Playfair Display', Georgia, serif;\n  font-size: clamp(2rem, 5vw, 3rem);\n  font-weight: 700;\n  margin: 0 0 12px;\n  line-height: 1.2;\n}\n.fc-pp-hero__sub {\n  font-size: 1.1rem;\n  color: rgba(255,255,255,0.75);\n  margin: 0 0 8px;\n}\n.fc-pp-hero__date {\n  font-size: 13px;\n  color: rgba(255,255,255,0.5);\n  margin: 0;\n}\n\n\/* Layout *\/\n.fc-pp-body { padding: 60px 0 80px; }\n.fc-pp-layout {\n  display: grid;\n  grid-template-columns: 240px 1fr;\n  gap: 40px;\n  align-items: start;\n}\n@media (max-width: 900px) {\n  .fc-pp-layout { grid-template-columns: 1fr; }\n  .fc-pp-toc { position: static !important; }\n}\n\n\/* TOC *\/\n.fc-pp-toc {\n  position: sticky;\n  top: 90px;\n  background: #fff;\n  border-radius: 12px;\n  padding: 24px;\n  box-shadow: 0 2px 12px rgba(0,0,0,0.07);\n  border: 1px solid #e8ecf0;\n}\n.fc-pp-toc h2 {\n  font-size: 13px;\n  font-weight: 700;\n  text-transform: uppercase;\n  letter-spacing: .08em;\n  color: #9ca3af;\n  margin: 0 0 16px;\n}\n.fc-pp-toc ol {\n  margin: 0;\n  padding: 0;\n  list-style: none;\n  counter-reset: toc;\n}\n.fc-pp-toc ol li {\n  counter-increment: toc;\n  margin-bottom: 4px;\n}\n.fc-pp-toc ol li a {\n  display: block;\n  padding: 6px 8px;\n  font-size: 13px;\n  color: #4b5563;\n  text-decoration: none;\n  border-radius: 6px;\n  transition: background .15s, color .15s;\n}\n.fc-pp-toc ol li a:hover {\n  background: #f0f6ff;\n  color: #1d4ed8;\n}\n\n\/* Content *\/\n.fc-pp-content { min-width: 0; 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